Moneymentals | Our Blog


Smart Saving

Created on Thursday, 28 January 2016 / Financial Fitness Blog
Tags: Smart Saving, Money Management
Many responsible adults are saving for a dream: financial freedom. While financial freedom is something incremental rather than a destination or arrival point, it’s certainly a worthy aspiration ... [ +++ ]
Created on Tuesday, 07 February 2012 / Financial Fitness Blog
Tags: Smart Saving, Money Management
We need predictability in our lives, because too many changes and surprises can be unsettling. Irregular income and out-of-the-ordinary expenses are two financial factors that can throw us off kilter—unless, ... [ +++ ]
Created on Tuesday, 01 November 2011 / Financial Fitness Blog
Tags: Behavioral Economics, Smart Saving, Financial Fitness, Mind & Money
“Five more! Four! Three . . .” Finally you finish the last rep. What a relief! There are a lot of people in the gym, so you take a swig from your water bottle and quickly regain your composure. Your arms ... [ +++ ]
Created on Tuesday, 23 August 2011 / Financial Fitness Blog
Tags: Smart Saving, Money Management
After you’ve passed the piggy-bank stage, some financial difficulties are good to have. For example, it’s a happy problem to need direction as to where to put your savings. Congratulate yourself that ... [ +++ ]
Created on Wednesday, 10 August 2011 / Financial Fitness Blog
Tags: Smart Saving, Money Management
... your goal is a $1200 weekend escape with friends in 12 months, then put $100 in the envelope. Seal the envelope and carry it with you. If you want to avoid carrying cash, put a picture of your goal in ... [ +++ ]
Created on Thursday, 16 June 2011 / Financial Fitness Blog
Tags: Smart Saving, Money & Meaning, Simple Living
One of my mantras is “You can have anything you want. You just can’t have everything.” Some people want everything now—and that’s where financial problems come in! In reality, a determined focus on what’s ... [ +++ ]
Created on Tuesday, 15 March 2011 / Financial Fitness Blog
Tags: Behavioral Economics, Smart Saving, Money & Meaning, Happiness
Do you remember that cheesy television series, Lifestyles of the Rich and Famous? The show featured the opulent lifestyles of entertainers, athletes and moguls. We watched the parade of excess for over ... [ +++ ]
Created on Tuesday, 08 March 2011 / Financial Fitness Blog
Tags: Behavioral Economics, Smart Saving, Money Management
How are your New Year’s resolutions coming along? This is the time of year they start to slip—or even disappear! Maybe those great after-Christmas bargains were too hard to resist, so the resolution to ... [ +++ ]
Created on Friday, 10 December 2010 / Financial Fitness Blog
Tags: Easy Investing, Smart Saving, Behavioral Finance
... in interest. For example, if you save $10,000 per year, you need a $200,000 portfolio earning interest at 5% to generate a similar contribution. And, using these same assumptions, it will take you over ... [ +++ ]
Created on Friday, 19 November 2010 / Financial Fitness Blog
Tags: Behavioral Economics, Smart Saving, Money Management
In their excellent book, Nudge, authors Thaler & Sunstein suggest a variety of public policy adjustments that would help "nudge" people to make better choices.  They discuss the notion of "choice ... [ +++ ]